§ 01 — Fee Recovery · Cash Discount

One Price.
Cash Saves.

Increase your posted prices by a small percentage and customers paying cash get the savings back at checkout. Card customers pay the posted price. You offset processing costs without changing how you operate.

Posted Price
House Coffee · 12oz
$5.18
Cash price $5.00
Save 3.5% when you pay with cash. The discount is auto-applied at the register — no codes, no coupons.
Receipt — Cash payment
DOWNTOWN COFFEE CO.
House Coffee 12oz$5.18
Croissant$4.15
Subtotal$9.33
Cash discount (3.5%)−$0.33
Total$9.00
~3.5%
Typical price increase
Cash
Customers save
Card
Pays posted price
50
States legal
§ 02 — How it works

Three steps.
Zero ambiguity.

A small adjustment to posted prices, a one-time POS configuration, and a clear receipt every customer can read. That's the entire program.

01 · Posted prices

Update prices by ~3.5%.

Increase posted prices by your target percentage. Add clear signage at the register: "Save 3.5% when you pay with cash." Every customer sees the same price upfront.

02 · At checkout

POS rings posted price.

The register shows the full posted price. If the customer pays cash, the system auto-applies the discount. Card customers pay the posted price — no surcharge, no extra fee, no awkwardness.

03 · On the receipt

Full transparency.

The receipt shows the full posted price and lists the cash discount as a separate line item. Every customer, every payment method — total clarity, every time.

§ 03 — Honest comparison

The trade-offs,
up front.

No program is perfect. Cash Discount is the simplest of the four fee-recovery options — here's what works and what to weigh before you commit.

What works

Pros
  • ✓One posted price. Every customer sees the same number — no awkward price comparisons at the register.
  • ✓Offsets processing fees. The price increase covers what you were paying to card networks.
  • ✓Legal in all 50 states. No state restrictions. No special filings.
  • ✓Works with most POS systems. If your POS supports a discount function, it supports cash discount.
  • ✓DMP handles setup. Pricing strategy, POS configuration, signage, staff training — all included.

What to weigh

Cons
  • −Posted prices change. Shelf tags, menus, and online listings need updating to reflect the new price.
  • −POS update or workflow change. Either an automatic discount config or a manual button-press at checkout for cash sales.
  • −Staff training needed. Cashiers need to understand the discount workflow so the line moves.
  • −Card customers don't see a discount. Possible perception issue with regulars who pay by card.
§ 04 — Why DMP

We don't just
flip a switch.

Most processors hand you a setup guide and walk away. DMP handles the entire program end-to-end — pricing strategy, POS configuration, compliant signage, staff training, and ongoing support for the life of your account.

  1. 01

    Pricing strategy

    We calculate your optimal discount percentage based on your card mix, average ticket, and processing rates. You don't guess.

  2. 02

    POS configuration

    We program your existing POS — or recommend an upgrade — to auto-apply the cash discount. Tested before go-live.

  3. 03

    Compliant signage

    We design and ship register-ready signage and menu inserts that meet disclosure requirements.

  4. 04

    Staff training

    A short, hands-on session so your team can answer customer questions confidently from day one.

  5. 05

    Ongoing support

    For the life of your account. Real people, real phones, no ticket queue.

§ 05 — Let's get started

Schedule a free
consultation.

We'll review your current processing costs, model the savings, and walk you through the program. No pressure, no obligation.

Call 877-515-0028 Email us
Call
877-515-0028
Email
support@dmprocessing.com